Lasso reads the data behind a failed payment and wins the sale back.
Fraud false positive on a Visa card
Scenario
Network
No raw card numbers. Lasso never handles card numbers; it works from the processor's decline data.
Test mode only. Only sk_test_ keys are honored; live keys never enable Stripe.
Network-neutral. Visa, Mastercard, Amex and Discover declines each follow that network's own rules.
Fraud signals stay hidden. Shoppers see a safe, plain-language next step, never why a bank suspects fraud.
Opt-in follow-ups. Recovery links go only to shoppers who asked for one, and only when a retry is allowed.
Estimates are labeled. Confirmed money and estimates never share a card style, so you can trust each number.
Behind "payment failed" the issuer knows exactly why. The merchant usually doesn't. Most of what gets blocked automatically was never fraud, and most merchants never measure how much they lose.
dollars of sales falsely declined worldwide in 2025 (SEON estimate)
dollars of actual e-commerce fraud over the same period
of automatically declined suspicious transactions are legitimate (Aite/ClearSale)
of merchants track their false-decline rate at all
of cart abandoners cite a declined card (Baymard, up to)
Find out why payments fail, and win the sales back. No keys needed in demo mode.
Diagnosis
Every failed payment is sorted by who caused it, what the network allows next, and what recovers it.
Declines by who caused them · 511 diagnosed
Product
Card security code
Check the 3 digits on the back of your card.
A decline becomes one specific, safe next step: fix the field, verify with the bank, or switch to another card or wallet.
Retry ledger
Lost card
Visa category 1: the issuer will never approve. Retry blocked; the shopper sees a generic, safe message. No fraud signal is ever revealed.
Insufficient funds
Retryable. Opt-in pay link sent; retry timed within each network's limits.
Opt-in follow-up links with a ledger that enforces each network's retry limits, so you never pay for excess retries.
Who caused each one, what was confirmed recovered, and the fixes worth making first, straight from your processor's data.
$19,832 lost, $6,739 confirmed recovered, and a clear read on which declines to fix first.
Demo storeLast 30 days · 600 orders · sample data
Recovered
Orders paid after a decline